Core revenues climbed 16 percent to P9.29 billion, as net interest income rose 17 percent to P7.9 billion, supported by loan growth and higher earning assets.
The bank’s net interest margin widened to 4.34 percent, while its cost-to-income ratio improved to 59 percent, signaling better efficiency despite higher technology and personnel spending.
“The [thrid quarter] 2025 results demonstrate the bank’s strong growth, anchored on the steady expansion of its core business revenues, led by higher net interest income and solid gains from facilitating client foreign exchange transactions,” BankCom said in stock exchange filing on Monday.
Quarterly income reached P884 million, up 11 percent year-on-year, even as non-interest income dipped from softer trading results.
Total loans expanded 10 percent to P150.18 billion, while asset quality remained strong with a gross non performing loans ratio of 1.34 percent and a capital adequacy ratio of 16.97 percent.
—Edited by Miguel R. Camus
