The bank posted peak net income of P49.7 billion, with pre-provision operating profit rising 17.1 percent to P78.4 billion as revenue expanded faster than expenses.
Core banking drives income
Trading surge
Earnings drivers included 7.4 percent growth in corporate and commercial loans, faster 13.9 percent expansion in consumer lending, and a 47.2 percent jump in trading and foreign exchange income to P8.2 billion.
Fee and trust income grew a slower 6 percent to P19.2 billion, while deposits edged up to P2.7 trillion with current and savings accounts at 59.2 percent, keeping the loan-to-deposit ratio at 74.9 percent.
Management’s view
“This full year performance reflects the trust of our clients, the dedication of our people, and our commitment to disciplined growth,” said Metrobank president Fabian S. Dee.
“We continue to strengthen our balance sheet while expanding support to businesses and consumers who drive the Philippine economy. Our focus remains clear, and that is, to grow alongside our stakeholders and contribute to the country’s sustained progress,” he added.
Capital strength supports payouts
Metrobank’s balance sheet strengthened with total assets up 10.2 percent to P3.88 trillion and equity rising 9.4 percent to P421.7 billion, keeping capital ratios well above regulatory minimums.
This strong capital base allowed the board to approve a total P5 per share cash dividend for 2026, consisting of a regular P3 and a special P2 payout.
The first tranche of P3.5 per share will be paid to shareholders on record as of March 9, 2026.
—Edited by Miguel R. Camus
