Tech-powered SME financing partnership boosts financial inclusion

Insider Spotlight: 

• Kredit Hero, an AI credit marketplace, has partnered with Discovery Capital Finance Corp. (DCFC) to accelerate financing access for Filipino small and medium enterprises (SMEs).
• The partnership formalizes a shared mission to make business financing more accessible, efficient, and transparent.
• The collaboration specifically aims to extend financial access to unbanked and underbanked SMEs in the Philippines.
• SMEs can now submit a single loan application via Kredit Hero's AI platform and get matched with multiple lenders, including DCFC, in minutes.
• This approach combines DCFC's six physical branches with Kredit Hero's digital platform for a wider, hybrid presence nationwide.
  
  

Kredit Hero, the country's first AI credit marketplace for SMEs, has officially partnered with Discovery Capital Finance Corp. (DCFC), one of the fastest-growing financing institutions in the Philippines.

The deal, formalized on Nov. 5, marks a significant step toward expanding funding options for entrepreneurs.

Why it matters 

The collaboration leverages technology to bridge financing gaps, particularly for the unbanked and underbanked SMEs long underserved by traditional institutions. 

By adding DCFC to Kredit Hero's network of partner lenders, SMEs gain greater access to reputable financing, significantly improving their chances of approval for much-needed growth capital.

The technology edge

Kredit Hero's intelligent loan origination marketplace uses AI to analyze business financials, assess credit health, and instantly match borrowers with lenders most likely to approve their applications. 

This streamlined, technology-driven process enhances the borrower experience with faster applications and quicker credit decisions, reducing the time and effort required to secure financing.

What they're saying

Scott Moore, co-founder and CEO of Kredit Hero, highlighted the network effect: "Partnering with DCFC adds more trusted lenders to our platform, giving SMEs greater access to financing that fits their needs.”

“By expanding our network, we're helping business owners focus on running and scaling their businesses, and not worrying about how to fund them," he said in a press release on Nov. 10, 2025.

Diosdado C. Salang Jr., president and CEO of Discovery Capital Finance Corp., emphasized the impact: "Our partnership with Kredit Hero marks a significant step in advancing our mission to broaden financial access and opportunities for Filipinos.” 

“Through this collaboration, we aim to empower SMEs by providing a seamless, technology-driven process that enables them to secure funds quickly and efficiently."

The bottom line 

By combining DCFC's flexible, client-centered lending approach and physical presence across Luzon, Visayas, and Mindanao with Kredit Hero's intelligent technology, the partners aim to promote financial inclusion and channel funding into small businesses, thereby fueling job creation and local economic growth. —Vanessa Hidalgo | Ed: Corrie S. Narisma