The agreement underscores both firms’ commitment to responsible, technology-driven financing that supports underserved consumers while strengthening the Philippines’ digital financial ecosystem.
Christian Quiros, president and country general manager of Atome Philippines, said the collaboration marks a milestone in Atome’s mission to use technology for inclusive growth.
“We are deeply honored to partner with Maya Bank, a true trailblazer in digital banking. Together, we are expanding access to responsible, risk-managed, and transparent flexible payment options that make more products and services truly ‘Available-To-Me’ for millions of Filipinos,” Quiros said.
Partnership goals
As the licensed digital bank within the Maya ecosystem, Maya Bank will anchor this loan channeling initiative. It combines payments, savings, credit, and deposits in one platform, enabling both consumers and enterprises to benefit from more seamless access to credit.
“We are delighted to work with Atome in expanding credit access for more Filipinos,” said Angelo Madrid, Maya Bank president.
“This collaboration leverages digital technology to bring fast, secure, and responsible financing into the hands of underserved customers, helping them build financial confidence and long-term resilience.”
Strong growth trajectory
Atome, launched in Singapore in 2019, has grown from being the region’s largest embedded financing provider to offering cards, lending, insurance, and savings. In 2024, it processed over $2 billion in Gross Merchandise Volume (GMV) across Southeast Asia.
By June 2025, annualized GMV had surpassed $4 billion, driven by strong consumer adoption and merchant partnerships. In the Philippines alone, Atome has served over four million Buy Now, Pay Later customers.
Maya Bank, launched in 2022, continues to transform how money works for Filipino consumers and micro, small, and medium enterprises (MSMEs). It powers the Maya app, Maya Business, and Maya Center, offering savings, deposits, and credit products.
Building a stronger ecosystem
The partnership between Maya Bank and Atome represents another step toward creating a more inclusive financial system in the Philippines—where digital innovation and responsible credit access converge to empower individuals and businesses alike. —Ed: Corrie S. Narisma
