• Net income rose 17 percent to P33.68 billion, core earnings up 8 percent to P30.47 billion
• Group signals shift toward opportunity capture amid volatility while keeping discipline tight
• Metrobank, Toyota and MPIC anchor both current performance and forward growth
The Ty family-led conglomerate GT Capital Holdings is heading into 2026 with a more assertive stance, preparing to deploy capital into select growth areas even as global uncertainty, elevated interest rates and uneven demand continue to cloud the outlook.
That forward posture comes as the conglomerate posted a 17 percent increase in full-year 2025 net income to P33.68 billion, giving it the earnings strength and liquidity to balance caution with expansion.
Management’s view
“As we move forward, GT Capital will continue to take a measured and vigilant stance. At the same time, we recognize emerging opportunities across our sectors and are well-positioned to capture areas of growth amid volatility,” president Carmelo Maria Luza Bautista said.
“The group remains firmly committed to prudent capital allocation, disciplined execution, and safeguarding the integrity of its operations. With a strong balance sheet and a diversified portfolio, we are confident in our ability not only to withstand near-term headwinds but also to recover decisively and deliver long-term value as conditions stabilize,” he added.
Dividends
The board approved a total cash dividend of P14.16 per share for 2025, split between a regular dividend of P6.00 and a higher special dividend of P8.16.
The first tranche of P7.08 per share will be paid on April 22, 2026 to shareholders on record as of April 8.
Key financials
Core net income rose 8 percent to P30.47 billion, underscoring that gains were driven by recurring operations rather than one-offs.
The group’s diversified structure across banking, automotive, infrastructure, property and insurance continues to provide both stability and optionality.
Business drivers
Metropolitan Bank & Trust Co. remains the core earnings engine, delivering record net income of P49.7 billion.
Loan growth of 8.8 percent and controlled cost expansion of 3.3 percent kept profitability strong, while asset quality held with a 1.7 percent non-performing loan ratio. Its capital position gives the group room to expand lending as credit demand evolves.
Toyota Motor Philippines posted P19billion in net income, up 18.9 percent, supported by record vehicle sales of 229,447 units and a dominant 46.7 percent market share.
Growth in electrified vehicles, now 8.5 percent of sales, highlights shifting consumer preferences that the company is positioned to capture.
Metro Pacific Investments Corp. contributed P27.1billion in core net income, up 15 percent, driven by power, water and toll roads. These regulated and essential services provide steady cash flows that help cushion cyclical swings.
Across the rest of the portfolio
Federal Land, Inc. posted P522.3 million in net income as project completions and joint ventures continue to build momentum toward 2027.
AXA Philippines added P2.5 billion, supported by strong growth in premiums across life and non-life segments.
—Edited by Miguel R. Camus
