GCash expands cashless rail commute with LRT-2, MRT-3 cashback promo

July 28, 2026
4:10PM PHT

Insider Spotlight

  • Cashback rides: GCash is offering 20% to 30% cashback for commuters using its Commute QR feature on LRT-2 and eligible MRT-3 trips from July 20 to Aug. 20, 2026
  • Digital push: The campaign aims to boost adoption of cashless fare payments, with cashback credited directly to users' GCash e-wallets
  • More expansion: GCash said it will continue working with transport partners to expand digital payment options across the country's public transportation network


As more Filipinos adopt digital payments for daily transactions, GCash is encouraging greater use of cashless fare collection through a month-long cashback campaign for commuters using its Commute QR feature on select Metro Manila rail lines.

From July 20 to Aug. 20, 2026, eligible passengers paying their train fares through GCash Commute QR will receive cashback ranging from 20 percent to 30 percent for rides on LRT-2 and eligible MRT-3 trips. The cashback will be credited directly to users' GCash e-wallets based on scheduled payout dates.

The big picture

The promotion aims to accelerate the adoption of digital fare payments while making daily commuting more affordable for users. Commuters with fully verified and active GCash accounts are eligible to participate by paying for their rides through the Commute QR feature during the promotional period.

“Innovation is most meaningful when it removes everyday friction and makes essential services more accessible. With GCash Commute QR, we're making cashless commuting simpler.” GCash VP and head of innovation Ferdie Perez said.

GCash said the initiative is part of its broader effort to expand digital payment acceptance across essential services, including public transportation, as it promotes more convenient and accessible commuting options for Filipinos.

Why it matters

The company is positioning digital fare payments as an alternative to cash transactions while providing financial incentives for commuters to adopt the platform. Under the promotion, LRT-2 passengers can receive 20 percent cashback on eligible rides.

Meanwhile, new GCash Commute QR users traveling on MRT-3 can enjoy 30 percent cashback on their first three rides until Aug. 20, 2026.

"This cashback promo is a way to help invite more commuters to experience the ease of using digital fare payments and brings added value on their everyday journeys," Perez said.

GCash said it will continue working with transport partners to expand cashless payment options across the country's public transportation network, supporting wider adoption of digital payments in everyday commuting. —Ramon C. Nocon| Ed: Corrie S. Narisma

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