InLife’s Retire Assure 2 offers flexibility amid career shifts

September 11, 2025
7:38AM PHT

The country’s largest Filipino life insurer, Insular Life (InLife), has introduced Retire Assure 2, a retirement solution designed for professionals moving into senior positions who want security beyond market-driven uncertainty.

Retire Assure is the Philippines’ first true retirement plan that provides a guaranteed monthly income until age 100, ensuring financial stability in the long run. It is further enhanced by cash dividends, which may increase over time to help offset rising living costs.

Monthly income for life

The new Retire Assure 2 is a two-pay variant available to individuals aged 48 to 73, payable in just two annual installments. After the second premium is settled, the insured begins receiving monthly lifetime income.

Upon death, beneficiaries are guaranteed the higher of either 110 percent of premiums paid (less payouts already received) or the plan’s guaranteed cash value.

A stable path to retirement

“Our goal with Retire Assure 2 is to help Filipinos make the most of their career milestones by offering a stable, guaranteed path toward their future. So, whether you’re moving into a bigger role or simply rethinking your retirement planning, Retire Assure 2 can provide you with lasting security so you can enjoy the rest of your life after working so hard,” said Gae L. Martinez, InLife chief marketing officer and bancassurance head.

Features designed for security

  • Guaranteed monthly income, independent of market volatility.
  • Potential monthly cash dividends, to enhance lifestyle needs.
  • Guaranteed life insurance, ensuring financial security for loved ones.
  • Guaranteed issuance, with a simplified application and no medical exams.

Protecting against life’s uncertainties

“Retire Assure 2 isn’t just about retirement; it’s about managing life’s uncertainties and addressing some of the biggest risks people face in retirement. With Retire Assure 2, InLife lives out its promise of A Lifetime for Good, helping Filipinos build a secure future,” Martinez said.

She added that the plan is designed to protect against the risk of outliving one’s savings, allowing retirees to enjoy peace of mind after decades of hard work. —Ed: Corrie S. Narisma

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