The bank declared P7.5 billion in cash dividends, equivalent to 27 percent of its P28 billion net income in 2025, a stock exchange filing on Thursday showed.
That translates to P2.8 per share, up 12 percent from last year, combining regular and special payouts. At current prices, the payout offers a 4.5 percent yield, keeping Chinabank attractive to income-focused investors.
The higher dividend signals strong capital buffers even as banks navigate tighter conditions. At the same time, Chinabank is investing in digital upgrades, including passkey authentication and AI-driven customer tools.
Moody’s recently affirmed its “Baa2” rating with a stable outlook, reinforcing the bank’s steady profitability and balance sheet strength.
—Edited by Miguel R. Camus