Insider Spotlight
• RCBC and Talino introduce BahAI Deals, an AI-driven real estate platform for OFWs
• Tool promises easier property discovery and faster financing approvals
• Partnership showcases the Philippines’ growing proptech momentum
Why this matters
A seamless, data-driven homebuying experience has long been a gap for OFWs, who often face fragmented processes, lack of verified property options, and complex loan requirements.
BahAI Deals integrates these steps and removes friction, accelerating ownership for a group that sends billions in remittances and fuels a significant share of Philippine real estate demand.
Driving the news
The platform was unveiled at the Singapore FinTech Festival 2025, and RCBC disclosed in a press release that the service uses intelligent matching tools to align vetted property listings with the financial profile and preferences of each OFW user. Five major Philippine banks support the ecosystem, with RCBC serving as one of the primary financing partners.
What they’re saying
“This partnership will simplify the financing journey of global homebuyers and enable a faster path to home ownership through an end-to-end mortgage process with RCBC that covers loan pre-approval, application, and processing all in one platform,” Talino president and CEO Winston Damarillo said.
Between the lines
The launch taps into rising overseas interest in Philippine real estate. Studies show that thirty-one percent of Filipinos in the United States plan to return home, strengthening demand for long-term investments and accelerating the need for smarter property discovery tools.
Zoom out
RCBC executive vice president and chief innovations and inclusion officer Lito Villanueva said the bank is doubling down on digital inclusion.
“By spotlighting this partnership at the SFF, RCBC is showcasing the Philippines’ rapidly expanding PropTech landscape. The demand is undeniable as Filipinos around the world are ready for smarter, more accessible real estate solutions, and RCBC is here to power that,” Villanueva stressed.
“We remain deeply committed to helping Filipinos achieve their dreams through responsible innovation. Through AI, advanced digital finance, and creative problem-solving, we will continue to open doors to better lives and brighter futures,” he added.
The big picture
The collaboration reinforces RCBC’s standing as Asia’s leading digital challenger bank, fresh off its sixth straight Best Bank for Digital award from Euromoney. The move also strengthens proptech capabilities that can unlock more inclusive, tech-driven homeownership pathways for global Filipinos. — Princess Daisy C. Ominga | Ed: Corrie S. Narisma
