Designed to provide flexible and accessible financial support, this loan product allows customers to borrow up to P250,000, giving them the freedom to manage their funds according to their needs.
PSBank said borrowers can choose between two options: a revolving credit line, which allows repeated borrowing without the need to reapply, or a fixed term loan with repayment periods of 24 or 36 months. Whether one prefers flexible access or predictable monthly payments, PSBank caters to various financial situations.
Convenience
Funds can be accessed anytime, anywhere through a free ATM card, accepted at all Mastercard-affiliated ATMs worldwide. Payments can be made via PSBank Mobile, PSBank Online, over-the-counter branches, 7-Eleven stores, BancNet ATMs, InstaPay, or other online bills payment services.
Loan management is made easy with real-time tracking via the PSBank Mobile App.
Rebate program
What distinguishes PSBank Flexi Personal Loan is its Prime Rebate program, which rewards early or excess payments by applying daily-computed rebates to qualified term loans. This unique feature encourages responsible borrowing while helping customers save on interest costs.
To assist prospective borrowers, PSBank’s website features a Loan Calculator and a pre-qualification checklist, enabling users to get a quick estimate of how much they can borrow.
Applications can be completed online via PSBank Online or at any PSBank branch. —Ed: Corrie S. Narisma
