Federal Land, Pag-IBIG partner to expand homeownership opportunities

Insider Spotlight

• Federal Land, DHSUD, and Pag-IBIG Fund have formalized a partnership to expand homeownership opportunities under the Expanded 4PH Program
• Qualified Pag-IBIG members will gain access to housing financing options for select Federal Land residential developments
• Federal Land will establish a dedicated business unit to facilitate Pag-IBIG housing loan applications and support prospective homeowners
  
  
  
  

Federal Land Inc. has partnered with the Department of Human Settlements and Urban Development (DHSUD) and Pag-IBIG Fund to make homeownership more accessible to Filipino families through the government's Expanded Pambansang Pabahay para sa Pilipino (4PH) Program.

The partnership, formalized through a memorandum of understanding (MOU), will allow qualified Pag-IBIG members to explore financing opportunities for select residential properties developed by Federal Land.

The agreement was signed during the second National Housing Expo, organized by DHSUD and Pag-IBIG Fund, highlighting stronger public-private collaboration to address the country's housing needs.

Jose Mari Banzon

President, Federal Land

Why it matters

The partnership expands housing choices for Filipino families while providing a financing pathway to homeownership through Pag-IBIG Fund.

Federal Land president Jose Mari Banzon welcomed the company's accreditation with Pag-IBIG Fund and announced plans to establish a dedicated business unit to process housing loan applications.

“I’d like to congratulate DHSUD and PAGIBIG Fund for the success of the Expanded 4PH Program. It does not only help homeowners but developers as well. Federal Land is committed to work with DHSUD and PAGIBIG Fund to allow Filipino families to achieve their dream of owning their own home,” Banzon said.

The bigger picture

The collaboration underscores the government's strategy of engaging private developers to broaden access to affordable housing and strengthen the Expanded 4PH Program.

Pag-IBIG Fund CEO Marilene Acosta emphasized that affordability remains essential in helping more Filipinos become homeowners.

“While finding the right home is important, making it affordable matters just as much. This is why we are pleased to further strengthen our partnership with Federal Land today. We look forward to seeing this agreement translate into more housing choices, better value, and meaningful opportunities for our members to become homeowners,” Acosta said.

What's next

Federal Land's planned dedicated loan-processing unit is expected to support the implementation of the partnership.

The GT Capital Holdings property arm develops residential, commercial, retail, office, hospitality, and master-planned projects across Metro Manila, Laguna, Cavite, and Cebu.

Recently named Developer of the Year at the 2026 Philippines Real Estate Awards, Federal Land is positioning its residential portfolio to serve more Filipinos seeking accessible homeownership opportunities. —Ramon C. Nocon | Ed: Corrie S. Narisma