Insider Spotlight
With holiday spending traditionally taking priority during bonus season, the bank sees an opportunity for professionals, entrepreneurs, and young families to channel additional income toward savings, investments, and financial security.
Why it matters
The initiative reflects growing demand for personalized financial services as more Filipinos move beyond basic banking toward wealth accumulation and investment planning.
Through its Horizons Christmas Rewards Promo, customers who deposit at least P100,000 in fresh funds may qualify for returns of up to 3.5 percent per annum until Dec. 29, 2026.
Eligible clients can also access dedicated relationship officers, investment specialists, priority banking lanes, virtual cards, and expedited processing for selected products, subject to bank evaluation and approval.
What they're saying
EastWest chief marketing officer Martin Reyes said year-end bonuses present opportunities for customers to build financial security beyond immediate spending.
"For many professionals and entrepreneurs, a year-end bonus is often one of the first opportunities to set aside money not just for spending, but for future goals," Reyes said.
"Whether they're looking to grow investments, prepare for major milestones, or build long-term financial security, Horizons gives clients access to personalized guidance and solutions that can help them make the most of those opportunities."
The bigger picture
Boston Consulting Group estimates that middle-class and affluent consumers account for more than half of the Philippine population, representing about 60 million Filipinos.
This expanding consumer segment is creating opportunities for banks to offer investment products, financial advisory services, and wealth management solutions tailored to increasingly sophisticated financial needs.
What's next
EastWest positions Horizons as a bridge between traditional retail banking and wealth management, helping customers access personalized financial guidance earlier in their wealth-building journey. — Ramon C. Nocon |Ed: Corrie S. Narisma