Insider Spotlight
The deployment comes amid a surge in sophisticated, AI-driven cyberthreats, aligning with regulatory moves by the Bangko Sentral ng Pilipinas to strengthen security in digital finance.
Why it matters
UnionDigital’s adoption of a risk-based authentication strategy represents a significant step toward securing digital banking while maintaining accessibility for underserved communities.
By upgrading from device-based biometrics to iProov’s science-based solutions, the bank aims to strike a balance between high-level identity assurance and seamless user experiences.
How it works
The dual liveness solutions let the bank tailor security checks per transaction:
This approach boosts resilience against deepfakes and fraud while keeping the user journey smooth—a model the bank plans to scale further.
What they’re saying
“Our mission is to uplift the lives of all Filipinos through a secure, trusted, and accessible digital bank for all Filipinos, and that requires deploying resilient infrastructure capable of addressing sophisticated fraud,” Russell Hernandez, chief information security officer at UnionDigital Bank, said in a press release on Oct. 15, 2025.
“Proving that someone is who they claim to be online is at the heart of digital trust. Our technology provides the highest level of identity assurance on virtually any device to provide that protection,” said Andrew Bud, founder and CEO of iProov. —Vanessa Hidalgo | Ed: Corrie S. Narisma
