Credit access

6 days ago

Open finance bill seeks to unlock alternative data for credit access

The Philippines is moving to establish its first comprehensive legal framework for consumer-directed financial data sharing, a proposal aimed at expanding access to credit by allowing everyday digital transactions to serve as proof of creditworthiness.

29 Jul 2026

8:53AM

Tala expands capital access for nano, microentrepreneurs

Nano and microentrepreneurs continue to power the Philippine economy, but limited access to working capital remains one of the biggest hurdles to sustaining and growing their businesses.

4 Jun 2026

10:56AM

WINNING | Salmon builds on trust to widen credit access

Salmon Finance is putting consumer trust at the center of its growth strategy, arguing that sustainable financial inclusion depends not only on expanding credit access but also on ensuring borrowers are treated fairly throughout the lending journey.

22 May 2026

9:49PM

Credit system gaps keep many Filipinos financially invisible

Despite rising financial account ownership in the Philippines, millions of Filipinos remain effectively excluded from affordable borrowing because lenders still rely on outdated credit assessment models, according to legal and finance expert Ira Paulo Pozon.

1 Apr 2026

3:01PM

UnionBank, SSS launch LoanLite loans for everyday needs

UnionBank of the Philippines and the Social Security System (SSS) are teaming up to widen access to small-ticket, short-term credit through a new fully digital lending program aimed at everyday financial needs.

8 Feb 2026

9:17AM

ADB, GCash Fuse team up to widen MSME credit access nationwide

Micro, small, and medium-sized enterprises (MSMEs) and women entrepreneurs across the Philippines are set to gain wider access to credit after the Asian Development Bank (ADB) approved a P1.75-billion loan facility for Fuse Financing Inc., the lending arm of GCash, the country’s largest finance superapp and cashless ecosystem.