Insider Spotlight
Why it matters
The financing company delivered broad-based gains across its lending operations, with a larger loan portfolio, stronger capitalization and expanding borrower base offsetting higher operating expenses associated with scaling the business.
By the numbers
Net income climbed to P882 million from P799 million in 2024. Revenue grew to P5.12 billion from P3.75 billion, supported primarily by interest income of P4.63 billion. Operating expenses increased to P3.93 billion from P2.68 billion as the company invested in branch expansion, digital infrastructure and workforce growth.
The balance sheet also strengthened. Total assets reached P18.60 billion from P14.10 billion, while net loans to customers rose to P16.24 billion from P12.55 billion. Total equity more than tripled to P4.27 billion from P1.25 billion, resulting in a return on equity of 32 percent.
Driving growth
Loan releases rose 19.2 percent to P11.82 billion, serving 28,985 borrowers nationwide. Business loans grew 34.1 percent to P5.43 billion, while personal loan releases surged 70.7 percent to P5.22 billion, highlighting stronger demand across both entrepreneur and consumer segments.
Looking ahead
CEO Samuel Cariño said the company will build on its 2025 performance by expanding its digital capabilities and strengthening its presence in underserved markets.
"Our 2025 performance is proof that disciplined strategy and purposeful execution deliver results," Cariño said in a press statement.
"As we move into 2026, we are building on this foundation to expand our reach, deepen our digital capabilities, and become the financing partner of choice for more Filipino SMEs, especially those who have long been underserved by traditional financial institutions," he added.
The company said its MyLoans mobile platform and artificial intelligence-powered RoboCallers supported lending growth during 2025.
With 196 branches as of April 2026, Global Dominion plans to combine technology investments with a broader physical network to expand credit access nationwide. —Vanessa Hidalgo| Ed: Corrie S. Narisma