The SSS said its Pension Booster Program, also known as the Voluntary Provident Fund, recorded an average return on investment of 6.2 percent from January to May this year despite prevailing economic challenges.
Retirement security
Finance Secretary and Social Security Commission ex-officio Chair Frederick D. Go said the program’s performance reflects the government’s commitment to strengthening the financial future of Filipino workers.
“The continued strong performance of the SSS Pension Booster underscores our commitment to protecting the financial future of Filipino workers. Through prudent management of members’ funds, we are helping build a more secure and dignified retirement for every Filipino,” Go said.
SSS said the 2026 return, while slightly lower than last year’s performance due to interest rate changes implemented by the Bangko Sentral ng Pilipinas, remained competitive and continued to exceed market benchmark rates.
The program posted a 6.83-percent return in 2025, surpassing the prevailing 91-day treasury bill rate, which had a year-to-date average of about 4.77 percent.
Member contributions also increased by 21.8 percent to P699 million in 2025 from P574 million in 2024, reflecting growing confidence in the program.
Member gains
To help maximize members’ earnings, SSS waived the one-percent management fee on the total balance of Pension Booster accounts from 2025 to 2028, allowing members to fully enjoy investment gains.
SSS President and CEO Robert Joseph M. de Claro said the program reflects prudent investment management and long-term value creation.
“The strong performance of the Pension Booster demonstrates disciplined and professionally managed savings. We remain committed to providing members greater financial security during retirement,” de Claro said.
He said members may now monitor the monthly compounding growth of their Pension Booster savings through their My.SSS accounts, allowing them to track the progress of their retirement funds and make more informed decisions.
Long-term savings
The Pension Booster is open to all SSS members who want to build additional savings for retirement. Members may save starting at P500, with no maximum contribution limit.
Contributions are pooled and invested in government securities, corporate bonds, fixed-income instruments, equities, and money market instruments. Earnings are tax-free and credited proportionately to members’ accounts.
De Claro urged members to start saving early and stay invested longer to maximize returns through compound growth. —Ed: Corrie S. Narisma
