“In our 174th year, we’re not just looking back at our legacy—we’re focused on how we continue to help Filipinos move forward,” said Dexter Cuajotor, BPI head of retail loans & bancassurance.
“At BPI, our retail loans are more than just financial products—they are trusted enablers of progress. Designed with care and our clients in mind, they are fast, flexible, and built to support every step of your journey.”
Why it matters
As BPI approaches its 175th year, it is reinforcing its reputation as a trusted financial partner by pairing competitive loan terms with special anniversary offers.
The initiative aims to widen access to financing for both households and individuals, fueling long-term economic participation and growth.
Special anniversary offers
Auto loan specials
Discounted rates
Free bank fees of up to ₱50,000
Free first-year motor insurance worth up to ₱50,000
Free first-year personal accident insurance
Housing loan specials
Fixed rate of 6.5 percent for five years
Free bank fees of up to ₱8,000 per ₱1 million loan amount
Free first-year fire insurance
Motorcycle loan specials
Rebates of up to ₱700 monthly
Free first-year personal accident insurance
Perks & rewards
Loan clients may also join the “Dream on Us” Grand Raffle Promo, with prizes of up to ₱3 million, ₱1 million, or ₱100,000 to help pay off their loan balance (DTI Fair Trade Permit No. FTEB-220821 Series of 2025). Terms and conditions apply.
Online applications come with added benefits: ₱8,000 e-gift certificates for auto and housing loans, and ₱800 e-gift certificates for motorcycle loans.
Partner exclusives
Through BPI myExclusives, loan clients can enjoy discounts and perks from trusted partners:
Auto loans: Up to ₱60,000 off select car models from brands including BAIC, Ford, Chery, and MG.
Housing loans: Discounts of up to 32 percent on properties from developers such as Ayala Land, DMCI Homes, SMDC, Shang Properties, and Torre Lorenzo.
Motorcycle loans: Up to ₱2,000 off select models from Kawasaki and Suzuki, plus exclusive LazMall deals.
The bottom line
“Whether it’s a first car, a dream home, or simply greater independence, we’re here to make it happen,” Cuajotor added.
“As we celebrate 174 years of service, we reaffirm our role in helping Filipinos turn their goals into reality—responsibly, reliably, and with heart toward doing more.” —Ed: Corrie S. Narisma
