Ma. Teresa S. Habitan
Ma. Teresa S. Habitan

Ms. Habitan served as Assistant Secretary of the Department of Finance where she became a career bureaucrat for 44 years immediately after graduating with a degree in Business Economics from the University of the Philippines. She has a masters degree in D

About the Author

She handled typical public finance issues relating to deficit and debt management focusing on revenue forecasting and tax reforms. She became focal person of the PH-Extractive Industries Transparency Initiatives in 2013. 

At her retirement, she was appointed chancellor of the Local Government Finance Institute of the Philippine Tax Academy whose main mandate is training of revenue personnel. 

When not engaged in course development, she is busy pitting wits against her four young grandkids and enjoying K-drama binges.

Latest from the Author

10 Jun 2024
7:00AM

INSIDER VIEW: The wisdom of the poor as a guide to policymaking

Following the advice of policy experts and high profile personalities is easy. Adopting inputs of the underprivileged when making economic decisions is more difficult... but perhaps just as important, argues our fiscal expert.
24 May 2024
9:16AM

INSIDER VIEW: I have a dream, a public transportation dream

A fiscal policy expert takes a look at what an ideal public and private transportation system for the clogged metropolis should like like.
16 May 2024
9:20AM

INSIDER VIEW: Budget deficits and the challenge of PH education

A century ago, Joseph Schumpeter wrote, “the spirit of a people, its cultural level, its social structure, all this and more is written in its fiscal history. The public finances are one of the best starting points for an investigation of society.”
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